/* Risk Hero Section */
.risk-hero-section {
    position: relative;
    padding: 12rem 2rem 8rem;
    background-image: url('../images/hero1.jpg');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    min-height: 600px;
    display: flex;
    align-items: center;
}

.risk-hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-color: rgba(15, 45, 69, 0.75);
    z-index: 1;
}

.risk-hero-container {
    max-width: 1400px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
    width: 100%;
}

.risk-hero-content {
    display: grid;
    grid-template-columns: 1.2fr 0.9fr;
    gap: 3rem;
    align-items: center;
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s ease, transform 0.8s ease;
    max-width: 1200px;
}

.risk-hero-content.animate {
    opacity: 1;
    transform: translateY(0);
}

.risk-hero-left {
    display: flex;
    flex-direction: column;
}

.risk-hero-right {
    display: flex;
    flex-direction: column;
    gap: 2rem;
    margin-top: 2.5rem;
}

.risk-hero-subtitle {
    font-size: 0.75rem;
    font-weight: 200;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 1.5rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.risk-hero-subtitle::before {
    content: '';
    width: 20px;
    height: 1px;
    background-color: rgba(255, 255, 255, 0.7);
    display: block;
    flex-shrink: 0;
}

.risk-hero-title {
    font-size: 3rem;
    font-weight: 400;
    line-height: 1.2;
    color: var(--text-white);
    margin: 0;
}

.risk-hero-description {
    font-size: 1rem;
    font-weight: 200;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.8;
    margin: 0;
}

.risk-hero-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

.risk-hero-btn-primary {
    display: inline-block;
    background-color: var(--accent-orange);
    color: var(--text-white);
    padding: 0.75rem 1.5rem;
    border-radius: 30px;
    font-size: 0.9rem;
    font-weight: 500;
    text-decoration: none;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.risk-hero-btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(198, 40, 50, 0.4);
}

.risk-hero-btn-secondary {
    display: inline-block;
    background-color: transparent;
    color: var(--text-white);
    padding: 0.75rem 1.5rem;
    border-radius: 30px;
    border: 1px solid rgba(255, 255, 255, 0.3);
    font-size: 0.9rem;
    font-weight: 500;
    text-decoration: none;
    transition: background-color 0.3s ease, border-color 0.3s ease;
}

.risk-hero-btn-secondary:hover {
    background-color: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.5);
}

/* Risk Process Section */
.risk-process-section {
    padding: 6rem 2rem;
    background-color: var(--bg-light);
}

.risk-process-container {
    max-width: 1400px;
    margin: 0 auto;
}

.risk-process-header {
    margin-bottom: 4rem;
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.risk-process-header.animate {
    opacity: 1;
    transform: translateY(0);
}

.risk-process-subtitle {
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--light-teal);
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.risk-process-line {
    width: 100%;
    height: 0.8px;
    background-color: rgba(0, 0, 0, 0.35);
    margin: 0.5rem 0 1.5rem;
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 1s ease 0.3s;
}

.risk-process-line.animate {
    transform: scaleX(1);
}

.risk-process-title {
    font-size: 2.5rem;
    font-weight: 400;
    color: var(--text-dark);
    line-height: 1.3;
    margin-bottom: 1rem;
}

.risk-process-description {
    font-size: 1.125rem;
    color: var(--text-dark);
    line-height: 1.8;
    max-width: 800px;
    opacity: 0.8;
}

.risk-process-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
    margin-top: 4rem;
}

.risk-process-card {
    background-color: var(--bg-card);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: transform 0.3s ease, box-shadow 0.3s ease, opacity 0.6s cubic-bezier(0.4, 0, 0.2, 1), transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    overflow: hidden;
    opacity: 0;
    transform: translateY(30px);
}

.risk-process-grid.animate .risk-process-card {
    animation: fadeInUp 0.6s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

.risk-process-grid.animate .risk-process-card:nth-child(1) {
    animation-delay: 0.1s;
}

.risk-process-grid.animate .risk-process-card:nth-child(2) {
    animation-delay: 0.3s;
}

.risk-process-grid.animate .risk-process-card:nth-child(3) {
    animation-delay: 0.5s;
}

.risk-process-grid.animate .risk-process-card:nth-child(4) {
    animation-delay: 0.7s;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.risk-process-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.15);
}

.risk-process-number {
    position: absolute;
    top: 1.5rem;
    right: 1.5rem;
    font-size: 4rem;
    font-weight: 700;
    color: rgba(15, 45, 69, 0.08);
    line-height: 1;
}

.risk-process-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background-color: var(--primary-teal);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    color: var(--text-white);
}

.risk-process-icon svg {
    width: 28px;
    height: 28px;
    stroke: currentColor;
}

.risk-process-card-title {
    font-size: 1.3rem;
    font-weight: 500;
    color: var(--text-dark);
    margin-bottom: 1rem;
    margin-top: 0;
}

.risk-process-card-description {
    font-size: 0.95rem;
    font-weight: 300;
    color: var(--text-dark);
    line-height: 1.7;
    margin: 0;
    opacity: 0.8;
}

/* Risk Features Section */
.risk-features-section {
    padding: 6rem 2rem;
    background-color: var(--primary-teal);
}

.risk-features-container {
    max-width: 1400px;
    margin: 0 auto;
}

.risk-features-header {
    margin-bottom: 4rem;
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.risk-features-header.animate {
    opacity: 1;
    transform: translateY(0);
}

.risk-features-subtitle {
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--text-white);
    margin-bottom: 1rem;
    opacity: 0.6;
}

.risk-features-line {
    width: 100%;
    height: 1px;
    background-color: rgba(255, 255, 255, 0.3);
    margin: 0.5rem 0 1.5rem;
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 1s ease 0.3s;
}

.risk-features-line.animate {
    transform: scaleX(1);
}

.risk-features-title {
    font-size: 2.5rem;
    font-weight: 400;
    color: var(--text-white);
    line-height: 1.3;
    max-width: 900px;
    margin-top: 4.5rem;
}

.risk-features-content {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 4rem;
    align-items: center;
    margin-top: 4rem;
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.risk-features-content.animate {
    opacity: 1;
    transform: translateY(0);
}

.risk-features-image {
    width: 100%;
    height: 100%;
    min-height: 450px;
    max-height: 700px;
    overflow: hidden;
    border-radius: 12px;
}

.risk-features-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    border-radius: 12px;
}

.risk-features-list {
    display: flex;
    flex-direction: column;
    gap: 2rem;
}

.risk-feature-item {
    display: flex;
    gap: 1.5rem;
    align-items: flex-start;
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.risk-features-content.animate .risk-feature-item {
    animation: fadeInUpFeature 0.6s ease forwards;
}

.risk-features-content.animate .risk-feature-item:nth-child(1) {
    animation-delay: 0.1s;
}

.risk-features-content.animate .risk-feature-item:nth-child(2) {
    animation-delay: 0.3s;
}

.risk-features-content.animate .risk-feature-item:nth-child(3) {
    animation-delay: 0.5s;
}

.risk-features-content.animate .risk-feature-item:nth-child(4) {
    animation-delay: 0.7s;
}

@keyframes fadeInUpFeature {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.risk-feature-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--text-white);
}

.risk-feature-icon svg {
    width: 28px;
    height: 28px;
    stroke: currentColor;
}

.risk-feature-content h3 {
    font-size: 1.3rem;
    font-weight: 500;
    color: var(--text-white);
    margin-bottom: 0.5rem;
    margin-top: 0;
}

.risk-feature-content p {
    font-size: 0.95rem;
    font-weight: 200;
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.7;
    margin: 0;
}

/* Risk Benefits Section */
.risk-benefits-section {
    padding: 6rem 2rem;
    background-color: var(--bg-light);
}

.risk-benefits-container {
    max-width: 1400px;
    margin: 0 auto;
}

.risk-benefits-header {
    margin-bottom: 4rem;
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.risk-benefits-header.animate {
    opacity: 1;
    transform: translateY(0);
}

.risk-benefits-subtitle {
    font-size: 0.875rem;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--light-teal);
    margin-bottom: 1rem;
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.risk-benefits-line {
    width: 100%;
    height: 0.8px;
    background-color: rgba(0, 0, 0, 0.35);
    margin: 0.5rem 0 1.5rem;
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 1s ease 0.3s;
}

.risk-benefits-line.animate {
    transform: scaleX(1);
}

.risk-benefits-title {
    font-size: 2.5rem;
    font-weight: 400;
    color: var(--text-dark);
    line-height: 1.3;
    max-width: 1200px;
}

.risk-benefits-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
    margin-top: 4rem;
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.8s ease, transform 0.8s ease;
}

.risk-benefits-grid.animate {
    opacity: 1;
    transform: translateY(0);
}

.risk-benefit-box {
    position: relative;
    background: linear-gradient(135deg, rgba(15, 45, 69, 0.03) 0%, rgba(15, 45, 69, 0.01) 100%);
    border: 1px solid rgba(15, 45, 69, 0.1);
    border-radius: 16px;
    padding: 2rem;
    overflow: hidden;
    transition: all 0.4s ease;
    display: flex;
    flex-direction: column;
    min-height: 200px;
}

.risk-benefit-box::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 4px;
    height: 100%;
    background: linear-gradient(180deg, var(--accent-orange) 0%, var(--light-teal) 100%);
    transform: scaleY(0);
    transform-origin: top;
    transition: transform 0.4s ease;
}

.risk-benefit-box:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 40px rgba(15, 45, 69, 0.15);
    border-color: rgba(15, 45, 69, 0.2);
}

.risk-benefit-box:hover::before {
    transform: scaleY(1);
}

.risk-benefit-number-large {
    font-size: 4rem;
    font-weight: 400;
    line-height: 1;
    background: linear-gradient(135deg, var(--accent-orange) 0%, var(--light-teal) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 1rem;
    letter-spacing: -2px;
}

.risk-benefit-content {
    flex: 1;
    display: flex;
    flex-direction: column;
}

.risk-benefit-icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: linear-gradient(135deg, rgba(198, 40, 50, 0.1) 0%, rgba(107, 168, 209, 0.1) 100%);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1rem;
    color: var(--accent-orange);
    transition: transform 0.3s ease;
}

.risk-benefit-box:hover .risk-benefit-icon {
    transform: scale(1.1) rotate(5deg);
}

.risk-benefit-icon svg {
    width: 24px;
    height: 24px;
    stroke: currentColor;
}

.risk-benefit-title {
    font-size: 1.2rem;
    font-weight: 600;
    color: var(--text-dark);
    margin: 0 0 0.75rem 0;
    line-height: 1.3;
}

.risk-benefit-text {
    font-size: 0.95rem;
    font-weight: 300;
    color: var(--text-dark);
    line-height: 1.7;
    margin: 0;
    opacity: 0.75;
}

/* Responsive Design */
@media (max-width: 968px) {
    .risk-hero-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .risk-hero-title {
        font-size: 2.5rem;
    }
    
    .risk-process-grid {
        grid-template-columns: 1fr;
    }
    
    .risk-features-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .risk-features-image {
        order: -1;
        max-height: 300px;
    }
    
    .risk-benefits-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
    
    .risk-benefit-box {
        min-height: 180px;
        padding: 1.75rem;
    }
    
    .risk-benefit-number-large {
        font-size: 3.5rem;
    }
}

@media (max-width: 768px) {
    .risk-hero-section {
        padding: 10rem 1.5rem 4rem;
    }
    
    .risk-hero-title {
        font-size: 2rem;
    }
    
    .risk-hero-description {
        font-size: 0.95rem;
    }
    
    .risk-process-section,
    .risk-features-section,
    .risk-benefits-section {
        padding: 4rem 1.5rem;
    }
    
    .risk-process-card {
        padding: 2rem;
    }
    
    .risk-benefit-box {
        padding: 1.5rem;
        min-height: 180px;
    }
    
    .risk-benefit-number-large {
        font-size: 3rem;
    }
    
    .risk-benefit-title {
        font-size: 1.1rem;
    }
    
    .risk-benefit-icon {
        width: 36px;
        height: 36px;
        margin-bottom: 0.75rem;
    }
    
    .risk-benefit-icon svg {
        width: 20px;
        height: 20px;
    }
}